Good evening! My name is Ilya, I live in Moscow and currently I am a contract soldier. I live with my wife and two children of my wife from my first marriage, and now we are waiting for the third, already our joint child. The situation is that my wife is not working due to pregnancy, and my money is not enough to cover long-taken credit cards, there are 4 of them, this is Alfa Bank for 25000r, Mtsbank for 25000r, Vostochny Bank 60000r and Tinkoff for 17000r. In the past year due to lack of money ( because we all pay the minimum payments) I had to climb even in the micro-Finance company such as Kapusta, timer etc. In the end, it turned out that I had to ask a friend to issue another credit card of the Bank Tinkoff for 100000r to cover these microloans, respectively, we now pay and another 5 credit card. My wife is due to give birth (already 8 months), but we still can't pack a bag in the hospital, and buy a crib. In this situation, with credit cards is very difficult, but I physically can not cope with all these debts with a salary of 51000r, all the salary goes to credit cards that in the end there is no money left, only for rent and the rest of the existence, but the amount for 4 people is just a penny. We are tired of these debts, and we will never get into these loans and credit cards again. Please help us collect this amount, we can't do it without your help! I am very grateful in advance to those who will not pass by and help us get out of this debt hole. Thank you very much!